Accident coverage will help take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects, and toxic ingestions.
Whats Not Covered:
Pre-existing Conditions
No pet insurance provider covers pre-existing conditions, which are conditions that occur before coverage begins or during a waiting period. However, an injury or illness that is cured and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered.
Cosmetic procedures
Our plans do not cover elective procedures, such as tail docking, ear cropping, and claw removal.
Breeding costs
Our plans do not cover costs associated with breeding or pregnancy.
Preventive Care
Coverage for preventive care, like annual wellness exams, vaccines, and screenings, is not included in this plan.
Knee/Ligament Conditions
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Incidents unrelated to accidents
Coverage starts on the 15th day after the policy effective date.
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Accident & Illness
For when your pet is hurt and sick
The Types of Coverage You'll Get:
Each type of coverage includes exam fees, diagnostics, and treatment. We even cover the most advanced treatments, like chemotherapy and surgery, and some you may not expect, such as stem-cell therapy and acupuncture, so you can follow your vet's recommendations with less worry about cost.
Whats Covered:
Accidents
Accident coverage will help take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects, and toxic ingestions.
Illness
With illness coverage, you'll be reimbursed for the costs of major and minor illnesses, such as cancer, arthritis, allergies, hypothyroidism, digestive problems, and UTIs.
Hereditary and Congenital Conditions
This coverage is for the costs of inherited conditions and birth defects that don't show symptoms until later in your pet's life, like heart disease, IVDD, eye disorders, and hip dysplasia.
Behavioral Conditions
Behavioral issues coverage can help with the costs of vet visits for concerning behaviors that may be related to anxiety or compulsive behavior, like excessive licking, fur pulling, and destruction of the home.
With Illness & Accident coverage you can choose the care you want when your pet is hurt or sick and take comfort in knowing they have coverage.
Whats Not Covered:
Pre-existing Conditions
No pet insurance provider covers pre-existing conditions, which are conditions that occur before coverage begins or during a waiting period. However, an injury or illness that is cured and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered.
Cosmetic procedures
Our plans do not cover elective procedures, such as tail docking, ear cropping, and claw removal.
Breeding costs
Our plans do not cover costs associated with breeding or pregnancy.
Preventive Care
Coverage for preventive care, like annual wellness exams, vaccines, and screenings, is not included in this plan.
Knee/Ligament Conditions
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Coverage starts on the 15th day after the policy effective date.
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Prime Preventive Care
Optional Added Care for your Pet
Optional Preventive Coverage:
When you add preventive coverage, you’ll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. You don’t have to satisfy your deductible before you can be reimbursed.
Maximum Annual Benefits:
Dental Cleaning or Spay/Neuter
$150
Wellness Exam
$50
Deworming
$25
Health Certificate
$25
Flea/Heartworm Prevention
$25
DHLPP Vaccine/Titer or Feline FVRCP Vaccine/Titer
$25
Rabies or Lyme Vaccine/Titer or Feline FIP Vaccine/Titer
$25
Bordetella Vaccine/Titer
$25
Fecal Test
$25
Heartworm Test or Feline FELV Test
$25
Blood Test
$25
Urinalysis
$25
Total Annual Benefit
$450
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Basic Preventive Care
Optional Added Care for your Pet
Optional Preventive Coverage:
When you add preventive coverage, you’ll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. You don’t have to satisfy your deductible before you can be reimbursed.
Maximum Annual Benefits:
Dental Cleaning
$100
Wellness Exam
$50
Deworming
$20
Health Certificate
$0
Flea/Heartworm Prevention
$0
DHLPP Vaccine/Titer or Feline FVRCP Vaccine/Titer
$20
Rabies or Lyme Vaccine/Titer or Feline FIP Vaccine/Titer
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