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Pet Insurance

Because pets are family.

  • Customize your plan
  • Pick your price
  • Visit any vet in the U.S.
  • 30-day money back guarantee

Get Your Free Quote

Created for pet parents, by pet parents

Cat & Dog Pet Insurance


Pick your plan. Pick your price.

Pick your plan. pick a Price.

Prudent Pet offers Accident & Illness and Accident-Only plans. Choose your own pet-friendly coverage and pick the price that works for your budget. With Prudent Pet, you’re in control.

Accident & Illness

For when your pet is hurt & sick

What's covered:

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  • Accidents
  • Illnesses
  • Hereditary & Congenital Conditions
  • Behavioral Issues

About This Plan:

Accident & Illness policies reimburse actual costs for covered expenses related to the diagnosis and treatment resulting from an accident or an illness.

Accident Only

For when your pet is hurt

What's covered:

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  • Accidents

About This Plan:

Accident-Only policies reimburse actual costs for covered expenses related to the diagnosis and treatment of injuries resulting from an accident.

Choose Optional Add-Ons

You can’t plan for problems, but you can prepare for them.

Preventive Add-Ons

Optional coverage for your pet.

After your main plan is selected:

Choose from two add-on options that provide preventive care such as wellness exams and flea/ heartworm prevention.

Prime

12 Preventive Benefits

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Basic

7 Preventive Benefits

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Learn More About Preventive Add-Ons

Preventive Add-On

Optional Coverage for Your Pet.

After your main plan is selected:

An optional wellness plan that provides preventive care such as wellness exams and flea/heartworm prevention

Prime

12 Preventive Benefits

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Basic

7 Preventive Benefits

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Learn More About Preventive Add-Ons

Choose Optional Add-Ons

You can’t plan for problems, but you can prepare for them.

Something to bark about

Dog & Cat Insurance Reviews


Pet Insurance 101

Pet Insurance is Confusing. We Made It Simple.


  • Pet Insurance 101 How Pet Insurance Works

  • Pet Insurance 101 3 Ways to Pay Upfront Costs at the Vet

  • Pet Insurance 101 How Policy Premiums are Built

We think we’re great, but see for yourself.

What Is The Best Pet Insurance?


Covering Your Pet's needs.

See how Prudent Pet stacks up against our competitors. Our pet insurance plans cover a variety of needs for your cat or dog, with the following customizable options:

  • Base premium
  • Wellness options
  • Annual limits
  • Deductible
  • Reimbursement percentage & more!

Compare Now

Affordable coverage isn't far-fetched

Get The Best Health Insurance For Your Pets


A Pet Insurance Company You Can Trust


We are a Chicago-based pet insurance company created by pet parents for pet parents. Our people believe all pets should enjoy good health while receiving the best veterinary care.

At Prudent Pet, we offer flexible options like preventive care that covers annual exams, dental cleanings, heartworm and flea prevention. Our flat 14-day waiting period, budget-friendly plans and quick claims process were crafted to make life easier. With no in-network requirements, you can even keep your local veterinarian.

Let us concentrate on keeping your pet care costs down, so you can focus on making memories with your pet.

Get A Free Quote

No bones about it

Get The Most Out Of Your Plan


Discuss your quote or policy

We're Here to Help


Get advice personalized for your pet’s needs from our pet-loving customer service team.

Tell your friends. Earn rewards.

Prudent Pet Referral Program


Know a pet parent who would benefit from insurance? Introduce us.

Refer a friend to Prudent Pet and receive a $15 Amazon eGift card. We’ll also donate to our friends at Best Friends Animal Society .

Choose a Prudent Pet referral card below to email to your friend.

Your friend purchases a Prudent Pet health insurance policy.

You get a $15 Amazon eGift card. Prudent Pet donates $5 to Best Friends Animal Society.

Resources for Pet Parents
The Prudent Pet Blog
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Topic

10 Common Dog Questions and Answers
September 16, 2019|Alice

Dogs might be man’s best friend, but that doesn’t mean we always understand one another. There are a lot of times when our pups have us tilting our heads and wondering, “Why do they DO that?” Today, we’re going to answer some of the most…

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8 Tips for Perfect Dog Park Etiquette
September 19, 2019|Alice

Going to the dog park in your pet-friendly city is a great way to socialize your pup, and let them get out all their doggie energy. It’s also a fantastic place to meet other dog owners, and on sunny days, it offers a relaxing way…

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Topic

A Dog’s Way Home Review
January 25, 2019|Brittany

Here at Prudent Pet, we’re always up for an uplifting story about man’s best friend. That’s why we knew we had to review the latest great dog movie, A Dog’s Way Home. A Dog’s Way Home was directed by Charles Martin Smith, whose directorial repertoire…

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